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    • 专利摘要:
    The invention relates to a device (100), a method and a system for real-time dematerialization of a bill of exchange, said device (100) being connected to a point-of-sale terminal (T) sending it an order to print data. representative of said bill. The device (100) is further connected to a printer (I), so as to allow a transfer of said print order of said data representative of the slider to said printer (I). The device (100) converts said data representative of the bill of exchange, from said point of sale terminal (T), into a digital file representative of said bill of exchange. It then transmits the digital file representative of the credit card, previously associated with an identification number, to a remote storage network (200) accessible via a mobile telephone network of a mobile terminal (M ) with which it communicates according to a contactless communication protocol.
    公开号:FR3036527A1
    申请号:FR1554439
    申请日:2015-05-18
    公开日:2016-11-25
    发明作者:Ruoyun Mari
    申请人:Ruoyun Mari；
    IPC主号:
    专利说明:

    [0001] FIELD OF THE INVENTION [0001] The invention relates to the dematerialization of cash receipts, also known as factories. The invention relates more particularly to a method and a device for the dematerialization in real time of a bill, when the payment by a consumer at the time of its passage cash. It also relates to a paperless dematerialization system comprising a remote storage network for storing the digital factories generated by said dematerialization device. During a purchase, whatever it is, it is customary for the cash register agent to issue a bill. These slips are often thrown away immediately after checkout or shortly thereafter. Similarly, coupons, issued during promotions, are rarely used because often lost or lost. Bills and coupons are therefore a considerable waste of paper. In addition to wasting paper, printed slips have other inconveniences very troublesome for consumers. Indeed, the factories issued often serve as a warranty for appliances or tools for example. However, consumers often find it very difficult to find them because they do not usually have them stored correctly. In addition, the factories printers are generally thermal printers that do not allow a durable preservation of the issued slips. Bill machines resist poorly in environments exposed to moisture and solar radiation. The life of the slips is therefore limited and generally well below the duration of a guarantee. It varies mainly according to the quality of the paper used. In order to be able to keep a guarantee voucher for a long time, the consumer is generally obliged to photocopy and / or scan the bill. The classification of these factories is also not easy when they accumulate and must be kept to be able to establish expense reports or to check his expenses for example. Ref: 0457-MARI 3036527 2 [0006] Finally, the thermal paper of the factories contains Bisphenol A, a chemical substance known as an endocrine disruptor that should therefore be removed. [0007] There is therefore an ecological, economic, practical and public health interest in avoiding the printing of paper slips. [Prior art] [0008] Solutions to dematerialize the factories have already been studied, but they do not give, to date, not complete satisfaction. [0009] A first solution, described in the document FR2 968 882, consists in sending the bill in the form of an electronic mail to one or more email addresses, and / or in the form of SMS to a cell phone number. The consumer must first register on the website of the store offering such a dematerialization service to register the email addresses and / or phone number of his choice. When registering on the website, a unique identification number 15 is assigned to the consumer by the shop sign. At the time of checkout, the cashier asks the consumer for his identifier and his choice of printing, that is to say whether he wants an impression of the paper slips or if he wishes to receive his / her previously registered e-mail address (es). If the consumer wishes to receive it at his e-mail address, then the cashier activates an order to issue the bill to this address. This solution therefore implies that the cash register is connected to the Internet, either directly or via a server of the store, to issue the bill. However, to date, the boxes are generally not connected. This solution is similar to a loyalty card management system 25 associated with a particular sign and remains complex to implement. It requires in fact a registration prior to the service and the allocation of a customer identification number for each company offering such a dematerialization service. However, a consumer will not register beforehand on a plurality of sites managed by different brands. He will eventually register on the sites of two or three signs 30 in which he goes frequently, so he has to keep only two or three identification numbers, linked to his loyalty cards. It will therefore not be able to access the service of paperless transactions in stores in which it visits occasionally or in restaurants for example, which do not have such a service. Ref: 0457-MARI 3036527 3 Loyalty service unless part of a chain. In addition, if it is possible to set up a server for assigning identifiers for department stores, such as those of large retailers for example, it is much more difficult to set up such a server for small shops or restaurants. This solution also requires an additional effort on the part of the cashier who must ask two additional questions to the consumer since he must request and / or scan the customer's ID number and ask him for his choice of printing. virtual or paper. [0010] A second solution, described in patent applications WO2012 / 099752 and WO2014 / 008061, consists in connecting a box, again referred to as a point-of-sale terminal, on the one hand to a device capable of transcribing the bill in one bill of exchange. digital and on the other hand, to a physical printer to print the paper slips. This solution, however, requires modifying the point of sale terminal, incorporating software capable of managing the transfer of the bill to either the printer connected to it or to the device to transcribe the bill in a corresponding digital bill. The device then transmits the generated digital bill to a cellular phone through short-range wireless communication. At the time of the checkout of the consumer, the cashier must ask him what his choice of print, paper or electronic. This solution also remains complex and expensive to implement. It requires an adaptation of all point of sale terminals, which represents a significant cost in the implementation of the solution. It also requires additional effort on the part of the cashier who must ask the consumer what is his choice of printing the bill. Depending on the choice, the cashier should activate a corresponding command to activate a virtual print to the cell phone or physical print on paper. The existing solutions are still relatively complex to implement and / or too expensive to be deployed massively in both department stores and small shops or restaurants for example. [Technical problem] [0012] The object of the invention is therefore to remedy at least one of the drawbacks of the prior art. The invention aims in particular to provide a simple and inexpensive alternative device to dematerialize real-time factories, at the time of the passage of a consumer's cash register, and which allows a completely transparent dematerialization vis-à-vis -vis a cashier. Another object of the invention to provide a dematerialization system comprising a remote storage network to which the digital factories 5 generated by the dematerialization device are transferred. The digital factories stored in the remote storage network must also be easily accessible and displayed on the screen of any terminal. Brief description of the invention To this end, the object of the invention is a device for real-time dematerialization of a bill of exchange, said device being connected to a point-of-sale terminal sending an order to it. printing data representative of said billiard, said device being characterized in that it is further connected to a printer, so as to allow a transfer of said print order of said data representative of the bill to said printer, and in that it further comprises a conversion module adapted to convert said data representative of the bill, from said point of sale terminal, in a digital file representative of said billiard, and a contactless transmission / reception module able to exchange data with a communicating object, according to a communication protocol without contact, and to issue said digital file generated by said modul e conversion to a remote storage network accessible through a mobile network of a mobile terminal with which it communicates according to said contactless communication protocol. [0016] Thus, when the consumer presents an object communicating with the dematerialization device, the device transfers the digital file he has generated to a storage network via a mobile telephone network. a mobile terminal with which it communicates according to a contactless communication protocol. On the other hand, when the device does not detect the presence of a communicating object, it directly transfers the data representative of the bill to the printer for paper printing. The device therefore allows a paperless dematerialization or not, at the consumer's choice, and in a completely transparent manner for the cashier who has no additional action to perform. In addition, the device is arranged between the point-of-sale terminal and the printer and acts as an intermediary, so that the point-of-sale terminal does not require any particular adaptation. According to other optional features of the device: - it comprises a first means for storing the data representative of the bill of exchange, issued by the point-of-sale terminal, - it furthermore comprises a second storage means making it possible to record one or more digital files, representative of one or more billers, waiting to be transferred to said remote storage network (200), each digital file being attached to an identification number transmitted by said object communicating with said dematerialization device according to said contactless communication protocol, - it further comprises a button for actuating a print order on paper, for issuing a print order of the data representative of the bill of exchange, from said point of sale terminal, to the printer 15 connected to it, - it further comprises an embedded device adapted to i ndique the state of the conversion of the data representative of the bill in a digital file, said device being selected from at least one of the following devices: a screen and / or one or more light indicators. The invention furthermore relates to a method of dematerializing a bill of exchange issued by a point-of-sale terminal to a dematerialization device as described above, characterized in that it comprises the following steps: transfer of data representative of the bill, generated by the point of sale terminal, for said dematerialization device; converting said transferred data into a digital file representative of said file; then: al) detecting the presence of a communicating object with which the dematerialization device can exchange data according to a contactless communication protocol, a2) reading, by the dematerialization device, of a unique identification number 30 transmitted by said communicating object, a3) association of said read identification number to said generated digital file, Ref: 0457-MARI 3036527 6 a4) transfer of said digital file representative of said billiard, to a remote storage network accessible by the through a mobile telephone network of a mobile terminal with which it communicates according to said contactless communication protocol; Or b) in the absence of detection of a communicating object and / or on activation of a print command: transfer of said data representative of said bill from said point of sale terminal to a printer connected to said device dematerialization for printing said paper bill. [0019] According to other optional features of the method: - before or simultaneously with the conversion step, said representative data of said bill of exchange issued by the point-of-sale terminal are recorded in a first storage means of said dematerialization device The communicating object is a mobile terminal connected to a mobile telephone network or an electronic tag, the contactless communication protocol is preferably the NFC protocol when the identification number is issued by an electronic tag, the digital file associated with said identification number is stored in a second memory means, pending its transfer at the time of a subsequent detection of the presence of a mobile terminal able to access said remote storage network by means of its mobile network, - when several digital files are tran transferred from said second storage means to the remote storage network, through the mobile telephone network of a mobile terminal with which said device communicates according to said contactless communication protocol, a server of said remote storage network identifies them by their associated identification number, separates them and stores them in a database, - the method further comprises incrementing a timer up to a predetermined maximum duration ts, upon expiration of which, if the dematerialization device does not detect the presence of a communicating object to read the Ref: 0457-MARI 3036527 7 identification number to attach to the generated digital file, it sends a print command to the printer to print the paper slip. The invention finally relates to a dematerialization system characterized in that it comprises: a dematerialization device as described above, able to convert data representative of a bill of exchange, issued by a terminal point of sale, in a digital file representative of said bill; and a remote storage network accessible through a mobile telephone network of a mobile terminal, with which said dematerialization device communicates according to a contactless communication protocol, in order to transfer said generated digital file to said network remote storage. According to other optional features of the system: the remote storage network comprises a server connected to one or more databases able to store unique identification numbers attributed to anonymous users, and digital files representative of factories, each file being associated with an identification number, - the data base (s) also makes it possible to store one or more associated e-mail address (es) to an identification number, the remote storage network furthermore comprises a module for exploiting the data stored in the database (s) of data, in order to analyze the consumption habits associated with each unique identifier. and allow the transmission of targeted promotional offers, based on said consumption habits, to said identification numbers, said offers then being visible on the screen of a terminal mobile responsible for a dedicated software application associated with said identification number and / or sent by electronic mail, if an email address is associated with said identification number. Other features and advantages of the invention will appear on reading the description given by way of illustrative and nonlimiting example, with reference to the appended figures which represent: FIG. 1, a diagram of a FIG. 2 is a simplified schematic diagram of a data-logging dematerialization system implementing the device of FIG. 1, FIG. 3, a data logging device according to the invention, Ref: 0457-MARI 3036527; flowchart of the steps of a paperless dematerialization method implemented by the system of FIG. 2. (Detailed description of the invention) [0023] In the rest of the description, the term "facturette" means any support, physical or digital, including data relating to a transaction.A fact booklet can therefore correspond to a receipt, or to a payment card payment card when the cash payment is made by c e medium, or any other equivalent ticket.
    [0002] A bill of exchange includes a list of information related to the transaction, such as the name of the purchased item as well as the quantity and price, the date and time of purchase, the name of the store and possibly the name of the cash officer at the time of the billing. In the following description we speak indifferently of "cash" or "point of sale terminal" to designate the terminal making the seizure of purchased items and the establishment of data lines representative of the ticket to be printed physically. or to convert numerically. Figure 1 shows a diagram of a device 100 according to the invention, allowing the dematerialization of factories issued by a point of sale terminal referenced "T".
    [0003] Conventionally, such a terminal T is connected to a printer referenced "I", intended to print the factories it generates. Advantageously, the device 100 of paperless dematerialization according to the invention, is arranged between the terminal T, generating the data representative of the bill, and the printer I. The terminal T is no longer directly connected to the printer I as it has been the case so far, but it is connected to the dematerialization device 100, itself connected to the printer I. The dematerialization device 100 then constitutes a proxy device since acts as an intermediary between the point-of-sale terminal T and the printer I. The device 100 can then be electrically powered either by the energy from the point-of-sale terminal (T) or by an autonomous device for example. Ref: 0457-MARI 3036527 9 [0027] In this case, the device 100 is seen by the point-of-sale terminal T as a simple printer. The data generated by the point of sale terminal T, representative of the credit card to be printed, are sent by the point-of-sale terminal T to the device 100 with an order to print. The dematerialization device 100 is able on the one hand, to transfer the data representative of the bill of exchange issued by the terminal T point of sale to the printer I and on the other hand, to convert the data representative of the in a digital file compatible with a contactless communication protocol to allow their transfer to a storage means or a remote storage network. For this, a consumer, at the time of his checkout, can make his choice to receive a classic paper-printed slipshot, or a digital slipshot. [0029] Thus, if the consumer decides to receive a printed paper bill, he presses a button 105 of the device 100, which makes it possible to trigger a print order for the paper bill. In this case, the dematerialisation device 100, receiving the order to print the paper bill, transfers the data representative of the bill of exchange, issued by the point-of-sale terminal T, to the printer I. [0030] However, when the consumer wishes to receive the bill in digital form, he can then present a communicating object capable of exchanging data with the dematerialization device 100 by a short-distance contactless communication protocol. The communicating object may for example be embodied by an electronic tag, comprising an RFID chip for example, or a mobile terminal M. The mobile terminal M may for example be a cellular telephone, more commonly referred to as a "smartphone" or a digital tablet. or any other equivalent terminal connected to a mobile telephone network. In order to be able to exchange data with the communicating object, according to a short-distance contactless communication protocol, the dematerialization device 100 is advantageously provided with a transmitter / receiver module comprising an on-board antenna represented in dashed lines and referenced 106. Figure 1. Similarly, the communicating object is also provided with a transmitter / receiver of the same technology. Ref: 0457-MARI 3036527 [0032] The short-distance contactless communication protocol, enabling the dematerialization device 100 to exchange data with the communicating object, may for example be an NFC-type protocol. "Near Field Communication") or Bluetooth, well known to those skilled in the art. It can also be implemented as ultrasound transmission, or any other near-field data transfer device. Preferably the communication protocol is the NFC protocol with a reading distance of up to 5 cm. The device also has anti-collision functionality so that only one communicating object equipped with NFC technology can be read at a time. The dematerialization device 100 firstly converts the data representative of the bill from the point-of-sale terminal T into a digital file representative of said bill of exchange. The dematerialization device 100 advantageously comprises on-board peripherals such as a screen 101, such as for example an LCD liquid crystal display, making it possible to display messages to the consumer, and / or light indicators, such as LEDs 102, 103 of different colors, to indicate the state of the device and in particular whether it is ready to transfer a digital slipshot or not. [0035] Thus, thanks to the screen 101 and / or the indicator lights 102, 103, the consumer knows the state of the device 100, and in particular if he is ready to transfer a digital bill or not. Indeed, until all the representative data of the bill has been converted, the dematerialization device 100 displays a waiting message on the screen 101, such as the message "wait" for example and / or light a indicator light, fixed or flashing, such as a red led 102 for example. Then, when the data is converted the device displays a message on the screen 101 that it is ready to transfer the bill. This message may for example be the message "present your terminal or press the button for a paper print". In this case, the device can further extinguish the first indicator light 102 and turn on a second one of another color, for example a green led 103, to signal to the consumer that he is ready. The dematerialization device 100 may further comprise a pager 104 (more commonly known by the English wording "buzzer"), for emitting an audible signal when it detects and / or no longer detects the presence, in Ref: 0457-MARI 3036527 11 its communication field, of a communicating object equipped with a technology compatible with its short contactless communication protocol. In the embodiment illustrated in Figure 1, the consumer presents his mobile terminal M, in which he has previously loaded a software application 5 dedicated to the dematerialization of the slips. The mobile terminal M sends to the dematerialization device 100, a signal comprising a unique identifier ID1 associated with the application loaded in the terminal M. The device 100 receiving this unique identifier ID1, attaches it to the digital ticket counter. he has just generated and then transfers said ticket attached to his identifier ID1 to the mobile terminal M, via the short-range contactless communication protocol, such as the NFC protocol for example. The dedicated software application of the mobile terminal M then makes it possible to immediately transfer the bill to a remote storage network, better known by the English name "cloud", through the mobile telephone network of the mobile terminal M, governed by GSM standards.
    [0004] The software application loaded in the mobile terminal M may furthermore make it possible to keep a copy of the most recent factories in memory in the mobile terminal M, for example the factories of the current month. Consumers wishing to consult their billers, therefore connects to the remote storage network through its software application which is associated with a unique and anonymous identification number ID1. Thus, he can find with confidence his guarantee vouchers or his expense reports for example that he can furthermore classify according to the criteria he has taken care to set. [0040] FIG. 2 represents a simplified block diagram of a paperless dematerialization system implementing the dematerialization device 100 of FIG. 1 and a dedicated remote storage network 200 (cloud) accessible via a dedicated software application. loaded into a mobile terminal M or via the Internet. FIG. 3 represents a flowchart of the steps of the dematerialisation process implemented by the system, from the conversion of the data representative of the bill of exchange by the dematerialization device 100 to the storage of the digital bill of exchange transmitted and transferred to remote storage network 200. For the sake of simplification of the description, these two figures are described simultaneously. Ref: 0457-MARI 3036527 12 [0041] The dematerialization device 100 comprises two connection ports intended to connect the point-of-sale terminal T on the one hand and the printer I on the other hand. These two ports, respectively referenced 110 and 111 in Figure 2, may for example be materialized by USB ports (acronym for "Universal Serial 5 Bus") or any other equivalent port. The dematerialization device 100 is seen as a slave in the eyes of the terminal T point of sale that sends him the order to print the bill, but he is seen as a master to the eyes of the printer to which he transmits an order to print. Therefore, for its operating system to interact with the terminal T point of sale and with the printer I, the dematerialization device 100 advantageously comprises a controller known as the USB OTG controller (acronym "On The Go"), not shown in the Figures, to manage the USB connections to exchange the data as slave or master in the same session as it exchanges the data respectively with the terminal T point of sale 15 or with the printer I. [0043] A programming interface, comprising a microcontroller, referenced 130 in FIG. 2, makes it possible to implement computer programs for executing the various steps of the paperless document dematerialization method according to the invention, as described below. [0044] Advantageously, the dematerialization device 100 further comprises a first memory means 141. This memory means 141 is preferably temporary. It can be materialized by a cache memory or a nonvolatile random access memory (RAM) so that it does not risk losing the data stored in the event of a power failure for example. This first memory means 141 makes it possible to temporarily store the data representative of the bill of exchange, issued by the point-of-sale terminal T, until the corresponding bill of exchange has been transferred to a remote storage network 200 or to the printer I to be printed on paper. A first step 400 is to begin printing. When the different items purchased by a consumer are scanned at the checkout, the terminal T point of sale 30 stores the data of each article, that is to say, its name, its price, etc. The terminal T point of sale generates thus a line L of data per article to establish the bill. Ref: 0457-MARI 3036527 [0046] The generated data, representative of the bill, are sent to the device 100 of dematerialization. The dematerialization device 100 then sends a waiting message to the consumer (step 401) until all the data representative of the bill has been received and has not been converted. The waiting message may for example be embodied by a message displayed on the screen 101 and / or by the operation of a fixed or flashing light indicator, such as a red LED, for example, referenced 102 in FIG. As and when receiving the data representative of the slipstream, that is to say the different printing lines L, L = L + 1 etc ... (steps 402 and 405), these data are duplicated (step 403) in the first temporary storage means referenced 141. In order to be able to transmit the data representative of the card reader to a mobile terminal M via a short-distance contactless communication protocol, it is necessary to to be able to convert the received data from the point-of-sale terminal T into a digital file representative of the credit card and compatible with the contactless communication protocol. For this reason, the dematerialization device 100 further comprises a conversion module referenced 150 in FIG. 2. When all the data representative of the bill is received (step 404 - L = L total), the conversion module 150, converts (step 406 - CONV) then the data into a digital file representative of the bill. This conversion can be done simultaneously or subsequently to their duplication in the first temporary storage means 141. When the representative data of the bill is converted into a digital file, the digital bill is ready to be transferred. The device 25 then sends a message to the consumer (step 407- "OK") according to which the ticket is ready to be transmitted. This message may for example be materialized by a message displayed on the screen 101 and / or by the extinction of the first indicator light 102 previously activated, and the simultaneous or almost simultaneous operation of a second indicator light, fixed or flashing, a color different from the first, such as a green LED for example, referenced 103 in Figure 1. In step 408, the dematerialization device 100 detects the choice of the consumer. Indeed, the consumer has the choice to request an impression of the paperback or the transfer of the bill to the remote storage network 200. Thus, if the consumer does not have a terminal mobile M with him, or that he did not load the dedicated software application in his mobile terminal M, and that he also did not register with the dematerialization service by means of an identification number which has been assigned in a completely anonymous way by means of a communicating object different from the mobile terminal M for example, then it requires an impression of the paper charge. For this, the consumer presses the button, referenced 105 in Figure 1, to actuate the print command to the printer I and the bill is then printed on paper in step 409 (Pap). If, on the other hand, the consumer does not press the button 105 for actuating the print command, in step 408, a timer is triggered (steps 413, 414, 415) so that the consumer presents his mobile terminal M or any other communicating object, electronic tag type, also referred to as "tag" in the following description, capable of communicating with the dematerialization device 100 according to the short-distance contactless communication protocol. The consumer must therefore present a communicating object, such as a mobile terminal M equipped with the dedicated software application or an electronic tag E for example, within a predetermined period of time so that the digital bill can be connected to a ID number (ID1, ID2) unique. This maximum period of time, denoted "ts" in FIG. 3 (step 415), is predetermined at the installation of the device 100. It is for example between 10 and 20 seconds. If no communicating object, whether a mobile terminal M or an electronic tag E, capable of being able to exchange data with the dematerialization device 100, is detected in the field of the dematerialization device 100 at 25 °. After expiration of the predetermined time period ts, the dematerialization device 100 then automatically sends an order to print to the printer I to which it is connected (step 409). The print command then comprises the data representative of the credit card, generated and issued by the point-of-sale terminal T, and stored in the first temporary storage means 141 of the device.
    [0005] The corresponding bill is then printed conventionally on paper. Following the paper printing of the ticket in step 409, the method goes directly to step 410 (Empty Mem1) of emptying the contents of the first storage means 141, to turn off the indicator light 103 previously activated and / or Ref: 0457-MARI 3036527 15 turn off the display of the screen (step 411- EXT). Then the dematerialization device 100 is placed on hold (step 412-END) of the next transaction to be processed. As has been mentioned above and particularly advantageously, the dematerialization device 100 can detect other objects that a mobile terminal M 5 equipped with the software application dedicated to the dematerialization of factoring and connected, via the mobile telephone network, to the remote storage network 200. It can indeed detect the presence of other communicating objects, such as the presence of an electronic tag E capable of exchanging data with it according to a protocol of short distance wireless communication, preferably of the NFC type. This label E, also called "tag" in the remainder of the description, is advantageously equipped with a chip containing a unique identification number ID2. This electronic tag can be integrated on any physical medium, such as for example a card, a bracelet or a keychain, etc. Thus, a consumer who does not have a mobile terminal M, or does not want to load the dedicated software application 15 on its mobile terminal, can enroll in the dematerialization service with this label E. The manager of the dematerialization service and the remote storage network 200 dedicated, can indeed distribute such objects communicating E comprising an RFID chip for example, readable by the dematerialization device 100 according to the short contactless communication protocol. On each communicating object E is written a unique identification number ID2. This unique identifier ID2 may be readable by the consumer or may be in the form of, for example, a QR code readable by a compatible reader equipping a mobile terminal for example, or in the form of a three-dimensional code readable by the camera. a computer. For security reasons, if the number 25 written on the portable object is readable by the human eye, it can be erased by scratching for example, or the number can be written on a detachable support of the object E to be able to to be destroyed. The consumer does not need to retain this ID2 identification number, but only a username and / or password of his choice. The RFID chip of such communicating object E also includes the same unique identification number ID2. The consumer in possession of such an object can then register on the website of the remote storage network manager 200, hosted by a server 210, by choosing a pseudonym and / or a password for example, and it is registered on Ref: 0457-MARI 3036527 16 this Internet site by informing the identifier ID2 registered on the object which can then be transmitted via the keyboard of his computer or his mobile terminal, or the camera of his computer or its mobile terminal. The consumer can then enter one or more e-mail addresses, again referred to as "e-mail addresses" in the rest of the description, on which he wishes to retrieve slips. Thus, the identification number ID2 assigned to it can be associated with its email address. At no stage of registration, the consumer is not obliged to provide his name. Registration can be done in a completely anonymous way. After having registered, anonymously, on the server of the manager of the dematerialized service of factories, the consumer can then present his communicating object E in the communication field of the dematerialization device 100. Thus, when a consumer makes a purchase, if he wants to receive a dematerialized bill, but he does not have the application on his mobile terminal M, or he does not have a mobile terminal M, it may present this communicating object E to the dematerialization device 100. If, in step 416 ("detect"), the dematerialization device 100 detects the presence of a communicating object with which it can communicate via the short-range contactless communication protocol (for example NFC), it then determines what object it is and especially if it is a mobile terminal M able to access the remote storage network 200 via a dedicated software application and the mobile phone network or a label E. This determination can be advantageously determined by the nature of the communicating object detected by the device. Either the device 100 detects a label E and in this case the dematerialization device 100 carries out a label reading operation, or the device 100 detects a mobile terminal M 25 requesting a NFC type communication in peer-to-peer mode (better known in the Anglo-Saxon terminology "peer to peer") and in this case the dematerialization device 100 will communicate with the mobile terminal M able to access the remote storage network 200 via a dedicated software application and the mobile network. The device 100 then attaches the identification number ID1 or ID2 that it has just read to the generated digital bill of exchange. Ref: 0457-MARI 3036527 [0063] When the dematerialization device 100 detects the presence of a label E (step 417) and not that of a mobile terminal M, the dematerialization device 100 then knows that the bill of exchange can not be transmitted immediately to the remote storage network 200, the electronic tag E can not connect to the remote storage network (cloud). The device 100 then records the credit card attached to its identification number 1D2, in a second temporary storage means 142, of the nonvolatile RAM type for example (step 418 - Mem2). The ticket thus stored in this storage means 142 is then placed in waiting for transfer until the dematerialization device 100 detects the presence of a mobile terminal M equipped with the dedicated software application. After storing the digital bill of exchange pending transfer in the second storage means 142 (step 418), the dematerialization process proceeds to the next step 410 of cleaning and emptying the first storage means 141, to extinguish displaying the screen 101 and / or the indicator light 103 (step 411 - 15 EXT) and placing the dematerialization device 100 waiting to be processed by another billiard (step 412 - END). When the dematerialization device 100 detects the presence of a mobile terminal M equipped with the dedicated software application (step 419), it attaches to the generated digital ticket the unique identifier ID1 associated with the software application of the Mobile terminal M that he just read. It then transmits (step 420 - sending) the credit card attached to its identifier ID1 destined for the remote storage network 200 via the short-distance contactless communication protocol, of the NFC type, between the device 100 and the mobile terminal M. then via the software application connected to said remote storage network 200 via the mobile telephone network of the mobile terminal M. Preferably, the device 100 communicates with the terminal M by short contactless contact communication, and preferably by using the NFC protocol in peer-to-peer mode. [0067] Very advantageously, simultaneously with the transfer of the credit card associated with the unique identifier ID1 of the software application of the mobile terminal M in communication with the device 100, the digital factories generated previously from the detection of Electronic tags E, and stored in the second storage means 142, are also transferred to the remote storage network 200 via the mobile terminal M which then acts as a gateway. Ref: 0457-MARI 3036527 18 consumer holder of the mobile terminal M can not view the transferred factbooks because they are associated with different ID2 IDi IDx IDs. They are therefore stored in different locations of the remote storage network 200, corresponding to different consumer accounts. The transfer of these 5 factories is therefore transparent vis-à-vis the consumer holder of the mobile terminal M. The data passing through the mobile terminal M are then sent to a server 210 of the remote storage network 200, for processing and storage. The second storage means 142 is then emptied (step 421). Preferably, during the transfer of the slips to the remote storage network 10 200 via the mobile terminal M, the slips are transmitted encrypted manner, in order to secure the data exchanged. Once the print is printed (step 409-Pap) or transferred via a mobile terminal M to the remote storage network 200 (steps 420 and 421), the first temporary storage means 141 of the device is emptied (step 410), the 15 indicator lights 102, 103 are off and / or the screen 101 displays no message (step 411 - EXT). The dematerialization device 100 is then placed on standby (step 412 FIN) of a next printing command. When several factories arrive on a server 210 of the remote storage network 200, each card is attached to an identifier ID1. ID2, IDi unique IDx, a processing module, not shown, identifies the slips, thanks to the unique identification number assigned to them, then separates them from each other to store them in a database 202 in which the slips corresponding to each identification number are recorded. Another module, called mail module for example, not shown, then retrieves e-mail addresses associated with each unique identifier, and stored in a first database 201 for example, and sends, via the Internet, to each e-mail address identified. , associated with an identification number, the corresponding bill for which said identification number has been assigned. Preferably, the remote storage network 200 comprises at least one server 210 hosting the website of the storage network manager and accessible either via the dedicated software application equipping a mobile terminal M or via the Internet network. Ref: 0457-MARI 3036527 19 [0072] Advantageously, the accounts corresponding to ID identification numbers are anonymous. Each unique identifier is assigned a pseudonym and / or a password chosen by the consumer when registering for the service through the software application or through the website. When the consumer wishes to receive his billings on one or more e-mail address (es), he may enter this address (es) at any time by logging into his account via his pseudonym and / or his password. The e-mail address it has registered then is associated with its unique identifier. The remote storage network 200 may further comprise a first database 201, referred to for example as "base accounts", in which the unique identifiers assigned are each associated with a pseudonym, a password and possibly one or more addresses. email. The storage network 200 may further comprise a second database 202, called for example "billing database", in which are stored all the factories attached to each identifier. Of course, the databases can also be combined into one. The server 210 may furthermore comprise or be connected to a module, not shown in FIG. 2, for exploiting the metadata of the billing database 202, so that the data of each stored item is analyzed and interpreted. . The consumption habits associated with each anonymous identifier ID 20 can then be recorded in a third database 203. Knowing the consumption habits associated with identifiers ID1, ID2, IDi IDx then makes it possible to address targeted promotional offers for these identifiers, either by e-mail to the e-mail address associated with the identifier, or to the software application associated with the identifier. Thus, for example, a digital reduction coupon is generated and sent in a completely anonymous manner to a consumer, according to his consumption habits. The discount coupon can be either printed on paper or displayed on the screen of the mobile terminal M and directly scanned at the time of checkout at the time of purchase. According to one variant, it is also possible, for example to replace old obsolete printers, to lean a printer directly on the dematerialization device 100. Ref: 0457-MARI 3036527 20 [0076] When a check must be printed by the printer I associated with the terminal T point of sale, a signal is sent with the data to be printed, the signal being representative of the order of printing a check. In this case, the dematerialization device 100 recognizes the printing order of a check and transfers it directly to the printer I for printing. The printing order issued by the point-of-sale terminal T with the data representative of the bill is always sent to the device 100 dematerialization after payment by the consumer. Therefore, when the payment has been made by credit card, and the bill of exchange representative of the payment by payment card is intended to be printed by the printer I, then it is also issued by the terminal T point of sale to destination of the dematerialization device 100. In this case, the dematerialization device 100 makes it possible to transfer two billers, one representing the purchase made and the other the method of payment by payment card. On the other hand, if the bill of exchange representative of the payment by payment card is to be printed by another specific printer associated with the electronic payment terminal, also called by its acronym "TPE", a software version of the dematerialization device 100. can be implanted on the TPE. This software will advantageously benefit from the NFC interfaces already present on the TPE in order to allow a mobile terminal M to recover its billing representative of payment by payment card. When these two slips are transferred to a mobile terminal M, they can both be classified differently, thanks to the setting that the consumer can achieve on his account, depending on the classification mode he wants to use . The first, representative of the purchase made can for example be stored in a folder called "expense report" if the purchase corresponds to an expense made in the course of work, or it can be stored in a folder called "guarantee" if the bill is used as a guarantee, or simply in a folder called "cash receipts". The second bill of exchange, for its part, representative of the 30 payment card payment method, can for example be classified in a file entitled "expenses". In each file, the slips can be further classified by date for example. Ref: 0457-MARI 3036527 21 [0080] It is also possible to provide that periodically, for example once a month, the server 210 of the remote storage network 200, sends the slips of the past month, classified in a particular folder, for example the "expense reports" folder or the "expenses" folder on a particular email address set according to the folder.
    [0006] 5 For example, expense reports can be sent to a professional email address, while payments by credit card will be sent to a personal email address. The device, the method and the dematerialization system that have just been described are particularly advantageous because they enable a real-time billing dematerialization, when going to the cashier of a consumer, in a manner that is totally transparent to the customer. a cashier who has no additional action to perform. This solution does not require any modification of the point-of-sale terminal which transfers the data in a conventional manner to the dematerialization device 100 which it sees as a physical printer. The dematerialization device is simple and makes it possible to store digital factories in a remote storage network accessible by the consumer at any time and from anywhere via a dedicated software application loaded into his mobile terminal connected to a telephony network. mobile or via the internet. The consumer is therefore certain to be able to find his money, including his guarantee vouchers, his expense claims and more generally all the slips allowing him to manage his accounts. In addition, the storage of the slips is anonymous. The consumer also needs to have only his mobile terminal or a communicating object. He does not need to have as many identification cards or numbers as stores, restaurants or shops in which he buys products or services. The dematerialization system according to the invention is therefore also advantageously accessible to small shops or restaurants. Ref: 0457-MARI
    权利要求:
    Claims (16)
    [0001]
    1. A device (100) for real-time dematerialization of a credit card, said device being connected to a point-of-sale terminal (T) sending an order to print data representative of said billiard, said device being characterized in that it is further connected to a printer (I), so as to allow a transfer of said print order of said data representative of the slider to said printer (I), and in that it further comprises a module conversion device (150) capable of converting said data representative of the bill of exchange, from said point of sale terminal (T), into a digital file representative of said bill of exchange, and a contactless transmission / reception module (160) capable of exchanging data with a communicating object (M, E), according to a contactless communication protocol, and sending said digital file generated by said conversion module (150), to a destination ion of a remote storage network (200) accessible via a mobile telephone network of a mobile terminal (M) with which it communicates according to said contactless communication protocol.
    [0002]
    2. Device according to claim 1, characterized in that it comprises a first storage means (141) representative data of the bill, issued by the terminal (T) point of sale.
    [0003]
    3. Device according to one of claims 1 to 2, characterized in that it further comprises a second storage means (142) for recording one or more digital files, representative (s) of one or more facturette (s), waiting to be transferred to said remote storage network (200), each digital file being attached to an identification number (ID2) transmitted by said communicating object (E) to said device (100) dematerialization according to said contactless communication protocol.
    [0004]
    4. Device according to one of claims 1 to 3, characterized in that it further comprises a button (105) for actuating a print order on paper, for issuing a print order representative data the bill of exchange from said point of sale terminal (T) to the printer (I) connected to it. Ref: 0457-MARI 3036527 23
    [0005]
    5. Device according to one of claims 1 to 4, characterized in that it further comprises an onboard device capable of indicating the state of the conversion of data representative of the bill in a digital file, said device being selected from among least one of the following devices: a screen (101) and / or one or more light indicators (102, 103).
    [0006]
    6. A method of dematerialization of a bill of exchange issued by a point of sale terminal (T) to a dematerialization device (100) according to one of claims 1 to 5, characterized in that it comprises the following steps : transfer (403-405) of the data representative of the bill, generated by the point-of-sale terminal (T), to the dematerialization device (100); - conversion (406) of said transferred data to a representative digital file of said bill, then: a1) detecting (416) the presence of a communicating object (M, E) with which the dematerialization device (100) can exchange data according to a contactless communication protocol, a2) reading, by the dematerialization device (100), of a unique identification number (ID1, ID2) issued by said communicating object, a3) association of said identification number (ID1, ID2) read to said digital file gen transmitted, a4) transfer of said digital file representative of said billiard, to a remote storage network (200) accessible via a mobile telephone network of a mobile terminal (M) with which it communicates according to said contactless communication protocol; Or - b) in the absence of detection of a communicating object and / or on activation of a print command: transfer of said representative data of said billiard from said point of sale terminal (T) to a printer (I) connected to said dematerialization device (100) for printing (409) said hardcopy paper.
    [0007]
    7. Method according to claim 6, characterized in that prior or simultaneously to the conversion step (406), said representative data of said bill of sale issued by the terminal (T) point of sale, are recorded (403) in a first storage means (141) of said dematerialization device (100). Ref: 0457-MARI 3036527 24
    [0008]
    8. Method according to claim 6, characterized in that the communicating object is a mobile terminal (M) connected to a mobile telephone network or an electronic tag (E).
    [0009]
    9. The method according to claims 6 and 8, characterized in that the non-contact communication protocol is preferably the NFC protocol.
    [0010]
    10. Method according to claims 6 and 9, characterized in that when the identification number (ID2) is issued by an electronic tag (E), the digital file associated with said identification number (ID2) is registered (418) in a second storage means (142), pending its transfer at the time of a subsequent detection (419) of the presence of a mobile terminal (M), able to access said remote storage network (200) by the through its mobile network.
    [0011]
    The method of claim 10, characterized in that when a plurality of digital files are transferred from said second storage means (142) to the remote storage network (200), via the mobile telephone network of a mobile terminal (M) with which said device (100) communicates according to said contactless communication protocol, a server (210) of said remote storage network (200) identifies them by their associated identification number (ID1, ID2) , separates and stores them in a database (202).
    [0012]
    12. Method according to one of claims 6 to 11, characterized in that it further comprises the incrementation of a delay (413- 415) up to a predetermined maximum duration (ts), on expiration of which, if the dematerialization device (100) does not detect the presence of a communicating object (M, E) to read the identification number (ID1, ID2) to be attached to the generated digital file, it sends a command d printing to the printer (I) to print the paper slip 25.
    [0013]
    13. dematerialization system characterized in that it comprises: - a device (100) of dematerialization according to one of claims 1 to 5, adapted to convert data representative of a bill, issued by a terminal (T) point selling, in a digital file representative of said billiard, a remote storage network (200) accessible via a mobile telephone network of a mobile terminal (M), with which said device (100) of dematerialization communicates according to a contactless communication protocol, Ref: 0457-MARI 3036527 25 in order to transfer said generated digital file to said remote storage network (200).
    [0014]
    14. System according to claim 13, characterized in that the remote storage network (200) comprises a server (210) connected to one or more data bases (201, 202) capable of storing data numbers. unique identification (ID1, ID2) attributed to anonymous users, and digital files representative of factories, each file being associated with an identification number (ID1, ID2).
    [0015]
    15. System according to claim 14, characterized in that the data base (s) also makes it possible to store one or more e-mail address (es) associated with a number (s). identification.
    [0016]
    16. System according to one of claims 13 to 15, characterized in that the remote storage network (200) further comprises an exploitation module of the data stored in the database (s) (s) of data (201, 202), in order to analyze the consumption habits associated with each unique identifier (ID1, ID2) and to allow the transmission of targeted promotional offers, according to said consumption habits, to said identification numbers, said offers being then visible on the screen of a mobile terminal responsible for a dedicated software application associated with said identification number (ID1) and / or sent by electronic mail, if an email address is associated with said identification number ( ID1, ID2). 20 Ref: 0457-MARI
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    同族专利:
    公开号 | 公开日
    FR3036527B1|2018-07-13|
    US10438456B2|2019-10-08|
    EP3298563A1|2018-03-28|
    WO2016185110A1|2016-11-24|
    US20180151033A1|2018-05-31|
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    法律状态:
    2016-04-21| PLFP| Fee payment|Year of fee payment: 2 |
    2016-11-25| PLSC| Search report ready|Effective date: 20161125 |
    2017-04-21| PLFP| Fee payment|Year of fee payment: 3 |
    2017-12-29| TP| Transmission of property|Owner name: DEEWEE, FR Effective date: 20171128 |
    2018-04-23| PLFP| Fee payment|Year of fee payment: 4 |
    2019-04-30| PLFP| Fee payment|Year of fee payment: 5 |
    2020-04-22| PLFP| Fee payment|Year of fee payment: 6 |
    2021-04-21| PLFP| Fee payment|Year of fee payment: 7 |
    优先权:
    申请号 | 申请日 | 专利标题
    FR1554439A|FR3036527B1|2015-05-18|2015-05-18|DEVICE, SYSTEM AND METHOD FOR DEMATERIALIZING CHARGERS|
    FR1554439|2015-05-18|FR1554439A| FR3036527B1|2015-05-18|2015-05-18|DEVICE, SYSTEM AND METHOD FOR DEMATERIALIZING CHARGERS|
    US15/570,548| US10438456B2|2015-05-18|2016-05-04|Device, system and method for issuing electronic receipts|
    EP16726919.0A| EP3298563A1|2015-05-18|2016-05-04|Device, system and method for issuing electronic receipts|
    PCT/FR2016/051053| WO2016185110A1|2015-05-18|2016-05-04|Device, system and method for issuing electronic receipts|
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